You have them you know? Those Spending Cycles!! The trouble is that most of the time when we are not focused on our money they rumble along at the unconscious level.

It's the time of year when we get the breathing space for reflection - and sometimes, sometimes, if we are very brave a dose of honesty as well!

.. don't you hate it when you click on a recipe and there are forty paragraphs to wade through before you can check you have everything you need to begin??

Keeping it simple - laying out the five simple steps from today to financial independence.

This recipe makes four Naan breads - so scale if you are feeding a larger family. Its also a version that doesn’t need you to heat up a whole oven to cook them

If you want Food Porn - head off elsewhere! You want good and tasty and cheap - I am your gal pal!